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Institutions
Bank Watch: scheduled banks tracked on stability metrics.
Parliament Watch: members and their activity.
University Watch: the higher-education system, tracked.
NGO Watch: civil society and development NGOs, tracked.
Development Partner Watch: the donors, tracked.
Industry Association Watch: the apex chambers, tracked.
Early warning
The Crisis Orb: a live, level-anchored hazard board.
The LDC 2029 graduation monitor.
The national early-warning board across hazards.
Early warning for the haor flood basin.
The multi-hazard exposure atlas, by district.
Where hazards compound across the same places.
A priority index ranking places by combined risk.
Cropland exposed to flood, heat, and salinity.
The bank distress watch: stress signals across banks.
The disaster ledger: events and losses over time.
Government Watch
department
The Department of National Savings is balancing government domestic borrowing costs against the need to maintain stable returns for middle-income investors amidst inflation.
The national budget for FY 2026-2027 was presented with significant allocations for social safety nets.
Tax deducted at source from savings certificate profits was changed from a final tax liability to an adjustable tax.
The government decided to keep interest rates on national savings certificates unchanged for the July–December 2026 period.
DNS was established in 1972 following Bangladesh's independence, on the initiative of the founding government; it inherited the organisational lineage of the National Savings Institute set up under British India's Public Debt Act, 1944. It was upgraded from a Directorate to a full Department in 2014. Headquarters: Dhaka. Parent: Internal Resources Division (IRD) under the Ministry of Finance; DNS is an attached department of IRD, not a division or autonomous body. The NSC Online Management System (https://nsd.finance.gov.bd/) launched in 2019 requires investors to authenticate via NID/Passport number and date of birth; the self-reporting portal (https://nsd.finance.gov.bd/selfreport) allows certificate holders to retrieve investment records and tax deduction certificates without visiting a branch. Current head: Dr. Rowshan Ara Begum, Director General (Grade-1); her predecessor was Mrs. Zakia Khanam (Director General, Additional Secretary), who joined 1 January 2024. The exact date on which Dr. Rowshan Ara Begum joined as DG is not available in primary sources searched as of 2026-05-17; head_since is null. The January 2025 IRD circular that introduced the market-linked rate mechanism (rates fixed every six months against 5-year and 2-year T-bond weighted average yields, with a premium of up to 50 basis points) and the July 2025 circular that effected the first downward adjustment are the two most significant regulatory actions in the 90-day activity window. FY2025-26 non-bank borrowing target is Tk 21,000 crore; DNS-administered instruments have substantially underperformed this target with net redemptions exceeding new sales in most months. Annual_budget_bdt is null: DNS's own administrative budget is not published as a line item separate from the Ministry of Finance consolidated accounts in available primary sources; the NSC-related budget figures (interest payments, outstanding stock, net financing) are government liability figures, not DNS's operational appropriation. Staff count is null: not found in official DNS website or Wikipedia as of verification date. Verification based on 2+ primary sources for all factual claims.