Jamuna Bank PLC
Profile
- Total assets
- ৳366,488,000,000
- Deposits
- ৳294,272,000,000
- Gross NPL
- —
- CRAR
- — (n/a)
- Net profit
- ৳2,793,000,000
- Chairman
- Md. Belal Hossain
- MD/CEO
- Mirza Elias Uddin Ahmed
- Rating
- AA1
Jamuna Bank is among Bangladesh's better-run mid-tier private banks with FY2025 profit doubling to Tk 558 crore and a 29% cash dividend; the Tk 800 crore subordinated bond issuance under BSEC approval will bolster Tier 2 capital; NPL was historically below industry average though FY2024 end-year NPL ratio is not yet confirmed from primary source.
Recent activity
- 2025-10-28 appointment Md. Belal Hossain unanimously re-elected Chairman of Jamuna Bank PLC for the second time at the bank's 471st Board Meeting; he is a founding director and successful entrepreneur. ↗↗
- 2025-10-01 bond_issue Bangladesh Securities and Exchange Commission (BSEC) approved Jamuna Bank's Tk 800 crore subordinated bond under private placement to strengthen Tier 2 capital under Basel III; originally planned at Tk 1,000 crore. ↗
- 2026-04-01 earnings Jamuna Bank FY2025 consolidated net profit jumped 100% to Tk 558 crore (EPS Tk 5.92), up from Tk 279 crore in FY2024, driven by higher income from government securities and lower provisioning; board recommended 29% cash dividend. ↗↗
- 2026-04-01 dividend Jamuna Bank PLC declared annual FY2025 dividend of BDT 2.90 per share (29% cash), payable 26 August 2026; record date 3 June 2026; AGM scheduled 27 July 2026. ↗
Provenance & notes
Establishment: Jamuna Bank registered 2 April 2001; operations commenced 3 June 2001 per Banglapedia and official records. established_year and license_year both set to 2001. Balance sheet figures (total assets BDT 366,488 million, deposits BDT 294,272 million, gross loans BDT 200,860 million, paid-up capital BDT 8,820 million) from stockanalysis.com citing Dec 31, 2024. Net profit BDT 2,793 million (Tk 279 crore) for FY2024 confirmed across multiple sources including stockanalysis.com and press reports noting 18% profit growth. ROA 0.83% and ROE 13.38% from stockanalysis.com ratios page for FY2024. Authorized capital BDT 10,000 million per Banglapedia 2020 data; no 2024 update found — held at this figure as likely unchanged. Paid-up capital BDT 8,820 million per stockanalysis.com 'Common Stock' line (FY2024). Employee count 3,049 per Wikipedia 2024 data. Branch count 169, sub-branches 114, ATM/CRM 360, agent banking 55 per banksbd.org and search result citing December 2024 operational data. MD/CEO Mirza Elias Uddin Ahmed appointed 21 October 2019; reappointed per New Age (2022). Chairman Md. Belal Hossain elected second time at 471st Board Meeting on 28 October 2025; Robin Razon Sakhawat held the chairmanship in the interval (elected October 2024 at 453rd meeting). CRAB entity rating AA1/ST-1 Stable announced 21 June 2023 per CRAB website; renewal for 2024-25 not confirmed. NPL for FY2024 not obtained from a primary source: the 2023 figure was 4.96% (Directors Report 2023); one September 2024 press item cited 9.06% — which likely reflects reclassification pressure mid-year; FY2024 audited NPL not confirmed, set to null to avoid guessing. CAR for FY2024 not confirmed from primary source; 2023 was 16.64%; set to null. verification_status=partial because FY2024 NPL and CAR are not confirmed from a primary source, and CRAB rating renewal not confirmed.
Sources
- https://stockanalysis.com/quote/dse/JAMUNABANK/financials/balance-sheet/
- https://stockanalysis.com/quote/dse/JAMUNABANK/financials/
- https://stockanalysis.com/quote/dse/JAMUNABANK/financials/ratios/
- https://jamunabankbd.com/board-of-directors/
- https://en.wikipedia.org/wiki/Jamuna_Bank
- https://en.banglapedia.org/index.php/Jamuna_Bank_Limited
- https://crab.com.bd/crab-has-announced-the-entity-rating-of-jamuna-bank-limited/
- https://crab.com.bd/crab-has-announced-the-rating-of-jamuna-bank-limited-subordinated-bond-ii/
- https://www.tbsnews.net/economy/corporates/md-belal-hossain-elected-new-chairman-jamuna-bank-1272411
- https://www.newagebd.net/article/184208/mirza-elias-reappointed-as-jamuna-bank-md-ceo
- https://www.tbsnews.net/economy/stocks/jamuna-bank-declares-29-cash-dividend-profit-jumps-100-2025-1425346
- https://www.thedailystar.net/business/news/jamuna-bank-profit-18-2024-3877076
- https://www.thedailystar.net/business/news/jamuna-bank-issue-bond-raise-tk-800-crore-3997626
- https://www.marketscreener.com/news/jamuna-bank-plc-announces-annual-dividend-payable-on-august-26-2026-ce7f58d9da8cff26
- https://www.thedailystar.net/business/banking/news/jamuna-bank-among-bbs-top-10-sustainable-banks-2024-3969106
- https://jamunabankbd.com/wp-content/uploads/2025/05/Annual-Report-2024.pdf