Southeast Bank PLC

Established March 12, 1995; license March 23, 1995; first branch May 25, 1995 per Wikipedia. DSE ticker SOUTHEASTB; also listed on CSE. Branch count: banksbd.org lists 136 branches across 35 districts; the official homepage noted opening of '137th Gouripur Branch' on December 30, 2025, so as of December 31, 2024 the count was approximately 136. Sub-branch count and ATM count not retrieved from primary source -- set to null. Employee count 3,196 as of December 31, 2024: 356 executives, 2,288 officers, 552 other staff -- from search sources citing 30th AGM data. Paid-up capital BDT 13,374 million (1,337.4 crore) and authorized capital BDT 15,000 million from search results citing 2024 AGM data; paid-up capital confirmed by StockAnalysis 'Common Stock' balance-sheet line. Total assets BDT 545,858.60 million (Tk 54,585.86 crore) and total deposits BDT 411,343.90 million (Tk 41,134.39 crore) stated at 30th AGM and confirmed by StockAnalysis (deposits line shows 408,030M on StockAnalysis which likely excludes interbank; official AGM statement of 411,343.90M used as primary). Total loans BDT 372,907.25 million from StockAnalysis balance sheet and confirmed in search results citing 5.24% loan growth. Net profit BDT 433.6 million (consolidated) from StockAnalysis income statement (FY2024 Net Income); cross-checked: EPS 0.32 x 1,337.4M shares = BDT 427.97M (minor rounding difference consistent with per-share rounding). NPL ratio 7.51% stated by MD Khalid Mahmood Khan in interview published May 12, 2026, referencing 'the end of December' -- this is the FY2024 close figure confirmed. NPL absolute amount not found; set to null. CAR: total regulatory capital BDT 41,582.09 million stated at AGM; risk-weighted assets not disclosed in retrieved sources, so CAR% not computed; set to null rather than estimate. ROA 0.08% and ROE 1.36% from StockAnalysis ratios page (FY2024). CRISL AA/ST-2 rating stated at 30th AGM and by multiple press reports; validity based on audited FY2024 financials; specific expiry date not found -- set rating_as_of to 2024-12-31 (the financial period rated). Chairman M. A. Kashem: co-founder of the bank; appointment date as chairman not publicly disclosed in retrieved sources; chairman_since set to null. Abidur Rahman Chowdhury served as acting MD (Current Charge) from approximately May 2025 to November 27, 2025 (after forced leave of Nuruddin Md Sadeque Hossain and Hossain's subsequent resignation July 28, 2025); Khalid Mahmood Khan became permanent MD and CEO November 27, 2025. verification_status=partial because: (1) CAR% not derived, (2) NPL absolute amount not found, (3) ATM and sub-branch counts not found, (4) chairman appointment date not found, (5) rating expiry date not confirmed.