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Mutual Trust Bank PLC

pcb_conventional · DSE: MTB · partial (verified 2026-05-20)

Profile

Total assets
৳457,204,000,000
Deposits
৳326,839,000,000
Gross NPL
6.95%
CRAR
14.08% (compliant)
Net profit
৳3,167,000,000
Chairman
Rashed Ahmed Chowdhury
MD/CEO
Syed Mahbubur Rahman
Rating
AAA

MTB is among Bangladesh's top-tier private banks with FY2024 net profit of Tk317 crore (+10% YoY), NPL of 6.95% (well below industry average), and CRAR of 14.08% exceeding the 12.5% regulatory minimum. Named Best Commercial Bank Bangladesh 2025 and Best Digital Bank 2025 (Euromoney). FY2025 nine-month PBT grew 59% YoY per Q3 2025 release.

Recent activity

Provenance & notes

Established 1999-09-29, operations commenced 1999-10-24, all confirmed per official MTB profile page (mutualtrustbank.com/about-us/mtb-profile/). Headquarters: MTB Centre, 26 Gulshan Avenue, Gulshan 1, Dhaka 1212. Branch count 122 + 53 sub-branches, 344 ATMs (including 31 CRM booths), 185 agent banking centers per official profile page. Authorized capital Tk20,000 crore per profile; paid-up capital Tk10,810 million confirmed by search results citing Tk10.81 billion. Total assets Tk457,204 million, deposits Tk326,839 million, loans Tk302,360 million all from stockanalysis.com citing FY2024 (Dec 31, 2024). Net profit Tk3,167 million confirmed by stockanalysis.com FY2024 figure (also corroborated by TBS/Daily Star references to Tk316-317 crore FY2024 consolidated profit, +10% YoY). ROA 0.77% and ROE 12.77% from stockanalysis.com ratios page, FY2024. NPL 6.95% sourced from The Daily Star 26-year anniversary article and confirmed by MTB Best Commercial Bank press release (Q3 2024 context). CRAR 14.08% from MTB's own Q3 2024 press release. CRAB AAA/ST-1 rating valid until 2026-06-30 sourced from BB ECAI ratings document reference. Chairman Rashed Ahmed Chowdhury effective 2025-05-01 per marketscreener and official MTB news; previously Md. Abdul Malek was chairman (elected at an earlier board meeting per search results) — the exact prior tenure boundary was not retrieved but Rashed took over effective May 1, 2025. MD/CEO Syed Mahbubur Rahman confirmed from official senior management page; appointment date not retrieved. Employee count not publicly disclosed in accessible sources; set to null. Foreign ownership not retrieved; set to null. CET1 ratio not disclosed in public summaries. npl_bdt not computed as gross NPL amount in BDT not found in primary sources (only percentage retrieved). verification_status=partial: NPL pct and CRAR each confirmed by only one accessible primary source (MTB press release), cross-check with audited financial statements not possible as PDF is binary. Net profit confirmed by two independent sources (stockanalysis + press references).

Sources