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Institutions
Parliament Watch: members and their activity.
Government Watch: the executive, tracked over time.
University Watch: the higher-education system, tracked.
NGO Watch: civil society and development NGOs, tracked.
Development Partner Watch: the donors, tracked.
Industry Association Watch: the apex chambers, tracked.
Early warning
The Crisis Orb: a live, level-anchored hazard board.
The LDC 2029 graduation monitor.
The national early-warning board across hazards.
Early warning for the haor flood basin.
The multi-hazard exposure atlas, by district.
Where hazards compound across the same places.
A priority index ranking places by combined risk.
Cropland exposed to flood, heat, and salinity.
The bank distress watch: stress signals across banks.
The disaster ledger: events and losses over time.
Bank Watch
Islamic PCB · DSE: ISLAMIBANK
The bank is currently navigating a severe liquidity and governance crisis requiring central bank intervention and emergency funding.
IBBL reported a consolidated net loss of Tk 288.21 crore for Q1 2026.
Bangladesh Bank dissolved the IBBL Board of Directors and appointed an administrator.
Administrator Mohammad Zahir Hussain assumed charge of the bank.
The bank issued a cautionary notice regarding operational stability amid liquidity pressures.
Bangladesh Bank provided Tk 13,000 crore in liquidity support to IBBL.
The bank launched a Customer Service Month campaign to reassure depositors.
ISLAMIC BANKING MAPPING: IBBL reports 'investments' not 'loans/advances'. total_loans_bdt = gross total investments as of Dec 31, 2024. Derivation: classified investments = Tk65,715.70 crore = Tk657,157 million; classified investment ratio = 42.36% (per CSE auditor's disclosure and multiple press sources cross-checking IBBL's 2024 annual results); implied gross investments = Tk657,157M / 0.4236 = Tk1,551,284M. This is corroborated by stockanalysis.com net loans of Tk1,546,584M for FY2024 (net figure; gross is slightly higher). npl_bdt = Tk65,715.70 crore = Tk657,157 million (from auditor/CSE upload and TBS/Daily Star reports). npl_pct = 42.36% (classified investments / total investments) from CSE auditor's report cited by TBS; sourced from the statement 'total investment Tk155,128.37 crore, classified Tk65,715.70 crore' (42,715/155,128 = 42.36%). total_deposits_bdt = Tk158,788 crore = Tk1,587,882 million per stockanalysis.com FY2024. total_assets_bdt = Tk2,225,807 million per stockanalysis.com FY2024. | FINANCIALS: net_profit_bdt = Tk1,088 million (Tk108.78 crore) per stockanalysis.com and cross-verified by Daily Star and TBS which report Tk108.78-109.47 crore FY2024 net profit, down 83% from Tk635.33 crore in FY2023. EPS Tk0.68 in 2024 vs Tk3.95 in 2023. CAR not found in extractable public source; capital shortfall details are from 2025 disclosures (FY2025 auditor report). ROA and ROE: not publicly disclosed in summary sources for 2024; equity stood at Tk71,418 million (FY2024, stockanalysis.com). | GOVERNANCE HISTORY: IBBL was founded 1983 by IDB Jeddah and Saudi-Bangladeshi promoters as Bangladesh's first Islamic bank. The S. Alam Group (Chattogram-based; Mohammed Saiful Alam) gradually acquired control after 2017, ultimately holding 82% of shares through 24 companies. BB dissolved the board August 22, 2024, appointing Md Obayed Ullah Al Masud (ex-MD Rupali Bank) as chairman. Al Masud resigned July 17, 2025 following BB allegations. Prof Dr M Zubaidur Rahman elected chairman July 23, 2025. Md Omar Faruk Khan formally appointed MD August 3, 2025 (three-year term). | CRISIS SCALE: As of end-2025, classified investments rose 44% to Tk94,322 crore (51% of total disbursements), the highest NPL stock ever recorded by a single Bangladesh bank. Required provisions Tk92,000+ crore vs allocated Tk7,922 crore. BB granted 20-year deferral for the provision hole. Auditor issued going-concern qualified opinion. Q1 2026: consolidated net loss Tk288.21 crore. The bank accounts for 17% of Bangladesh's total sector NPLs as of end-2025. | OPERATIONS: 400 branches, 271 sub-branches, 2,793 agent banking outlets from IBBL's official BIBM profile; ~3,000 ATMs from Wikipedia; employee count ~22,000 per Wikipedia (Banglapedia cited 18,621 for 2020); client base ~235 million (Wikipedia Dec 2024). Branch and employee figures based on most recent public disclosures and may not precisely match Dec 2024. | CAPITAL: paid-up capital Tk16,099.91 million per official IBBL BIBM profile; authorized capital Tk20,000 million per same source. | verification_status=partial: core financials (assets, deposits, NPL amount and ratio, net profit) cross-verified across stockanalysis.com, CSE auditor upload, and multiple press sources. CAR, ROA, ROE not found in extractable public sources. Branch/employee/ATM figures based on BIBM and Wikipedia (Dec 2024 estimate). Rating not found in verified current public source. [2026-06-08 audit correction] MD Md. Omar Faruk Khan placed on mandatory leave 12 Apr 2026, resignation accepted 1 Jun 2026; Altaf Hossain acting MD.