Dhaka Bank PLC
Profile
- Total assets
- ৳432,838,600,000
- Deposits
- ৳297,296,050,000
- Gross NPL
- —
- CRAR
- 14.54% (compliant)
- Net profit
- ৳1,281,300,000
- Chairman
- Abdul Hai Sarker
- MD/CEO
- Osman Ershad Faiz
- Rating
- AA+
Dhaka Bank posted a 119% jump in FY2025 consolidated net profit (EPS Tk 2.65 vs Tk 1.21 in FY2024), recovering from the 23% profit decline in FY2024 (net profit Tk 128.13 crore). Q1 2026 consolidated EPS was Tk 2.90 (+44% YoY). Capital adequacy at 14.54% as of Dec 2024 is comfortably above the 12.5% regulatory minimum. New MD Osman Ershad Faiz is leading a strategic reset emphasising digital transformation, SME, and balance-sheet discipline.
Recent activity
- 2026-01-11 appointment Osman Ershad Faiz joined as Managing Director and CEO; brings 31 years of experience including roles at Standard Chartered Bank, AMTD Digital, Permata Bank Indonesia, and Eastern Bank PLC (as AMD & COO). ↗↗
- 2026-03-01 earnings FY2025 audited results disclosed: consolidated net profit surged 119% year-on-year; consolidated EPS rose to Tk 2.65 from Tk 1.21 in FY2024; board recommended 10% cash dividend. ↗↗
- 2026-04-12 appointment Mrs. Afroza Abbas appointed to the Board of Directors as sponsor director. ↗
- 2026-05-15 branch_expansion Dhaka Bank opened its 118th branch at Hena Suvastu Skyline Avenue, Gulshan Avenue, Dhaka; MD & CEO Osman Ershad Faiz inaugurated the branch. ↗↗
- 2026-05-18 dividend Record date for FY2025 annual dividend; 10% cash dividend recommended; AGM scheduled June 25, 2026. ↗
Provenance & notes
Branch count of 118 is as of 2026-05-15 (118th branch opened at Gulshan; HR page data for FY2024 mentioned 119 branches and 33 sub-branches, likely including SME/specialty centres in the count). ATM count of 87 from official about-us page (older data, June 2023). Employee count 1,979 from HR page, FY2024. Paid-up capital 10,569.32 million BDT from DSE displayCompany page (as of May 2026, scrip 11118). Authorized capital 20,000 million BDT from about-us page. FY2024 balance sheet figures (total assets 432,838.6 million, deposits 297,296.05 million, net loans 270,504.77 million, equity 22,687.76 million) from investing.com citing audited Dec 31, 2024 statements. Net profit FY2024 Tk 128.13 crore (1,281.3 million BDT) cited by TBS News; this is a 23% decline from FY2023 (Tk 166.52 crore). CRAR 14.54% as of Dec 2024 from TBS News sector analysis. ROA 0.30% and ROE 5.65% are derived: 1,281.3/432,838.6 and 1,281.3/22,687.76 respectively. NPL specific figures not publicly disclosed in summary sources; bank is cited among 17 private banks keeping NPL below 10% as of 2024 (The Daily Star). ECRL credit rating AA+/ST-2 Stable verified from official Dhaka Bank credit rating image (wp-content/uploads/2025/07/DBL_Credit_Rating_2024.jpg); rating was based on FY2024 audited financials and valid until 2026-04-07. Chairman Abdul Hai Sarker first elected 2020-08-14 per The Daily Star news report ('Abdul Hai Sarker new Dhaka Bank chairman'); re-elected subsequently. Government ownership 0% per DSE ownership data (April 30, 2026: sponsors/directors 44.25%, public 44.03%, institutions 11.72%, government 0%). Agent banking outlet count not found in primary sources; left null. verification_status=partial: NPL BDT amount, CET1 ratio, and agent banking count not retrieved from primary sources.
Sources
- https://dhakabank.com.bd/about-us
- https://dhakabank.com.bd/board-of-directors/
- https://dhakabank.com.bd/managing-director/
- https://dhakabank.com.bd/human-resources/
- https://dhakabank.com.bd/financial-statements-reports/
- https://dhakabank.com.bd/dhaka-bank-plc-announces-osman-ershad-faiz-as-the-new-managing-director-ceo/
- https://dhakabank.com.bd/wp-content/uploads/2025/07/DBL_Credit_Rating_2024.jpg
- https://www.dsebd.org/displayCompany.php?name=DHAKABANK
- https://ca.investing.com/equities/dhaka-bank-ltd-balance-sheet
- https://en.wikipedia.org/wiki/Dhaka_Bank
- https://thefinancialexpress.com.bd/trade/dhaka-bank-expands-network-with-118th-branch-at-gulshan-avenue
- https://www.newagebd.net/post/banking/299850/dhaka-bank-opens-118th-branch-at-gulshan-avenue
- https://en.thedailycorporate.com/dhaka-bank-posts-119-profit-growth-in-2025-declares-10-cash-dividend/
- https://www.tbsnews.net/economy/corporates/dhaka-bank-names-new-managing-director-and-ceo-1331641
- https://www.thedailystar.net/business/economy/news/one-third-local-private-banks-keep-npls-below-10-4058581