Agrani Bank PLC

Verification status 'partial': core financial figures (total assets Tk 1,28,106 crore, deposits Tk 99,232 crore, loans Tk 79,037 crore, operating profit Tk 1,511 crore) confirmed from 18th AGM (July 2025) press releases covering FY2024. NPL Tk 27,932 crore / 38% as of December 2024 confirmed by New Age article (July 2025) citing bank's own data; further deterioration to Tk 29,720 crore / 41.35% by March 2025 cited by TBS. Capital adequacy ratio not disclosed in public press; capital shortfall of Tk 7,692 crore (December 2024) computed from BB data: MCR Tk 9,444 crore, actual capital Tk 1,752 crore. Net profit not reported in press (masked by provisioning requirements); operating profit Tk 1,511 crore confirmed. Paid-up capital Tk 20,723 million (BDT 20,723,000,000) confirmed from 2020 annual report balance sheet (unchanged per Banglapedia cross-reference). Authorized capital Tk 2,500 million per Banglapedia 2020 data (BDT 25,000,000,000 = Tk 2,500 crore); Wikipedia states Tk 8 billion (Tk 800 crore) which conflicts; Banglapedia figure Tk 2,500 million taka used as authoritative. Chairman: Syed Abu Naser Bukhtear Ahmed appointed September 3, 2024 per BSS gazette notification; three-year term. MD/CEO: Md. Anwarul Islam took charge November 3, 2024 per Financial Express; appointed by FID circular dated October 21, 2024; three-year term. Branch count 979 confirmed from official site (agranibank.org/aboutus) and Wikipedia. ATM count 35 booths in 19 districts per banksbd.org (accessed May 2026); this count is unusually low and may reflect only Q-Cash network booths; official ATM list PDF (agranibank.org/uploads/ATM_List.pdf) inaccessible. Sub-branch count not found in any source. Agent banking: 567 booths confirmed from official site. Employee count 11,389 from Banglapedia (2020 figure); official site management page does not publish headcount; Wikipedia cites 'approx. 10,000' as of 2025 (likely outdated). Government ownership 100% confirmed by Wikipedia and official site. Rating: NCRL long-term 'A' for 2025-26 cycle valid until 30 June 2026 per BB ECAI schedule; CRISL previously rated AAA on government-support basis. Bangla name: 'অগ্রণী ব্যাংক পিএলসি' confirmed. Legal basis: Presidents Order 26 of 1972 + Companies Act 1994 + Bank Companies Act 1991 confirmed by Banglapedia. Nine-SOCB merger announcement dated January 22, 2026 (TBS); merger implementation via BB's 17-point roadmap; BASIC Bank (>70% NPL ratio) designated for absorption by Agrani under the plan. [Correction 2026-05-20: total_assets/deposits/loans/npl_bdt had a 10x crore-to-BDT conversion error (extra zero); corrected to match the notes-confirmed crore figures (Tk 1,28,106 cr assets, 99,232 cr deposits, 79,037 cr loans, 27,932 cr NPL).]